User License Agreement Please read carefully. This is a License Agreement between You and ToolKit Development Ltd. This User License Agreement affect your rights and liabilities under the law. If you do not agree to this User License Agreement, you cannot use the software provided by ToolKit Development Ltd. 1 General ToolKit Development Ltd provides service that enables website publishers ("Publishers") to create and distribute eToolKits under their brand. "eToolKit" is a bundle of software that includes Toolbars, system services, kernel drivers and other software parts provided by ToolKit Development Ltd. 2 Use of the eToolKit The eToolKit is provided to you for your personal use. By using the eToolKit you agree to be bound by this User License Agreement. The functionality of the eToolKit is provided by user interface implemented as ToolKit on your computer and a server managed by us. 3 Uninstall of eToolKit You may uninstall this Software at any time and with no limitations, using the standard uninstall procedures that are offered with your computer's Operating System. For example: You can use "Add/Remove Programs" menu in the Settings/Control Panel option in case of Microsoft Windows. 4 eToolKit automatic updates. eToolKit software may automatically download and install the latest versions of it's components or new components without prior notification. 5 Licence This license applies to all versions of the software included in the eToolKit, hosted web pages related to the eToolKit and other services provided by ToolKit Development Ltd. ToolKit Development Ltd grants you a non-exclusive, non-transferable and non-assignable license to download, install and use the eToolKit for your own personal, non-commercial purposes either at home or at work. You may not decompile, reverse engineer, disassemble, modify, rent, lease, loan or use for commercial purposes any of the software or content in the eToolKit without written permission from ToolKit Development Ltd. You may not use the eToolKit to operate mission critical application where human life or property may be at stake. You acknowledge that during installation, the eToolKit software will apply changes to your Internet Browsers including (but not limited to) the the following: (i) Add alternative "page not found" functionality; (ii) Change the default search engine; (iii) Change functionality of search from the Address Bar of your Internet Browser. You acknowledge that during installation and in process of use the eToolKit software will apply changes to your Operating System including (but not limited to) the the following: (i) Extend context menu functionality; (ii) Change various system settings to implement eToolKit services. 6 Ownership All rights to the Software including, but not limited to, copyrights, trade secret rights, trademarks, and any other applicable intellectual property right, shall belong to ToolKit Development Ltd. All rights to the third party components that were added to the eToolKit by Publishers may belong to the Publishers or to third-parties. 7 Changes of User License Agreement ToolKit Development Ltd reserves the right, at our discretion, to update and change this User License Agreement. The most recent version of this User License Agreement is available at http://etoolkit.com/eula.html. User License Agreement can be changed by posting a new version without notice to you. Use of the eToolKit after such change constitutes as acceptance of the changes. 8 Availability Your access to the eToolKit may be occasionally interrupted or restricted to allow maintenance or updates. We will attempt to restore the service as soon as we can. 9 Liability and Warranty ToolKit Development Ltd can not guarantee that the eToolKit software will be fault free. Use of eToolKit software and any data accessed through eToolKit (such as News, Financial indexes, Market Information or any other information) is at your sole risk. eToolKit software is provided "as is". Any software, service or information downloaded or otherwise obtained through use of eToolKit is done at your own risk and you will be solely responsible for any damage to your computer or data loss that results from the download and/or use of any such software, service or information. ToolKit Development Ltd will not be responsible for any technical problems you may experience with the eToolKit and disclaim all liabilities in connection with the following: (i) incompatibility of the eToolKit with any of your equipment and software; (ii) technical problems including errors and faults; (iii) unsuitability or inaccuracy of the eToolKit. Please send your comments or suggestions to toolkit@etoolkit.com and note that by doing so, you grant ToolKit Development Ltd permission to use these ideas and suggestions in the eToolKit. To the full extent allowed by applicable law, you agree that we will not be liable to you/or any third party for any consequential or incidental damages (including but not limited to loss of revenue, loss of profits, loss of anticipated savings, wasted expenditure, loss of privacy and loss of data) or any other indirect, special or punitive damages that are related to the eToolKit. 10 Privacy eToolKit software causes ToolKit Development Ltd to collect and store full Uniform Resource Locators ("URLs") and parts of content of Web pages for every Web page that you view while using eToolKit. All personal information we collect through your use of the eToolKit will be used in accordance with our Privacy Policy, which can be found at http://etoolkit.com/privacy.html. 11 Advertising Part of the eToolKit may contain advertising. Advertisers are responsible for ensuring their materials complies with relevant laws. We will not be responsible for any errors or inaccuracy in advertising materials. 12 Applicable Law This User License Agreement will be governed by and construed in accordance with the laws of Belize and any disputes will be decided only by the Belize courts. If any provision of this User License Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of this User License Agreement , which shall remain in full force and effect. If you have any questions, please contact us at toolkit@etoolkit.com.